Money / Financing

Financing

Every application across every financier, live loans, arrears, and the eligibility engine. Shipping Papa does not lend; it verifies, routes and keeps the financier honest on SLA.

Eligibility engine Financiers Start application for client

Pending decisions

2 past financier SLAGHS 612k requested

Live loans

GHS 1.84m

14 loans · 11 clients

In arrears

GHS 96k · oldest 19 days

Approval rate · 30d

64%

+6 ptsrepeat borrowers 38%

Applications 9 Live loans 14 Arrears 3 Disbursements Eligibility

Application	Client · shipment	Product · financier	Requested	State	Waiting	SLA
APP-0918supplier payment	Boakye ElectronicsPO-2026-131 · TRF-24040	Supplier paymentConsolidated Bank	GHS 180,000	Verifying	1.5 days	Within3 days	Open file
APP-0914duty finance	Accra Textile HubTRF-23991	Duty and portFidelity	GHS 31,200	Info requestedbank statements · consent withdrawn	3.2 days	Past SLA2 days	Nudge Fidelity Reroute to Fido
APP-0911working capital	Kumasi Build Mart	Working capitalConsolidated	GHS 350,000	Verifying	3.6 days	Past SLA	Nudge
APP-0920duty finance	Tetteh ImportsTRF-24003	Fast dutyFido	GHS 14,800	Approvedawaiting client acceptance	40 min	Met	Remind client
APP-0912duty finance	Osei Agro Supplies	Duty and portFidelity	GHS 45,000	Approved21:41 · 90 days	—	Met	Disbursement
APP-0909supplier payment	Cape Coast Pharma	Supplier paymentFidelity	GHS 92,000	Declinedreason: thin trading history	—	—	Suggest alternative

APP-0918 · verified file summary

Verifying

Borrower: Boakye Electronics19 shipments · 74% on-time payment · 1 loan repaid
Purpose: Pay Shenzhen Huaqiang USD 48,200 FOBdisburse direct to supplier
Eligibility score: 61 / 100 mediumdragged by 2 recent late payments and the open overdue duty
Provenance: Platform-verified 14 · client-declared 3 · third-party 2
Documents: PO, proforma invoice, 6 months statementsall OCR accepted
Flags: Overdue GHS 22,100 on TRF-23998financier can see this

Open full file Add note for financier Withdraw on client's request

Admins see the file; the decision belongs to the financier

Arrears

All ›

19d
Cape Coast Pharma · LN-0442 · FidelityGHS 48,000 overdue · client dormant · case open with Esi
L3
8d
Accra Textile Hub · LN-0458 · FidelityGHS 36,000 · same client as 7-day hold
L2
3d
Tema Hardware · LN-0471 · FidoGHS 12,000 · promised Wed
L1

Eligibility engine

Weights ›

Payment behaviour

30%

Shipment history

25%

Cash flow (consented)

15%

Company profile

15%

Transaction risk

10%

Document quality

Recomputed weekly and after every repayment. Score v3 since Mon 1 Sep.